The Role Of Cooperatives In Urban Development (A Case Study Of Cooperative Federation Of Anambra State)

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Project and Seminar Material for Cooperative Economics and Management CEM

Project and Seminar Material for Cooperative Economics and Management CEM


This project is dedicated to mother Mary and Almighty God for this inspirations, infinite mercies, divine wisdom and strength to me and my family members throughout my stay in the (HND), National Diploma programme.


In writing this project, I received help from several people, too numerous to mention.

However, I wish to specially thank my parents who made me that I am today Mr. and Mrs. Gilbert Akaka, I will also use this grate medium to have my beloved mentor senior brother Mr. I.G Akaka and Azubuike, Chinwenwa, Adanna, whose moral support advice and finance put me through in school.

I also extended my profound gratitude to my supervisor Mrs. Obi-okogbuo Josephine Ego, whose supervision put me through by in correction and detecting work on the manuscript, she helps criticism and comments necessitate my-re-writing some chapters and restructuring the work and to all my lecturers who see me through from my ND to the level more especially in cooperative Economics and Management whose advice and love put met through.


This research work therefore, studies the contributions of cooperative society to the economic development of our economy facts about this contribution are extracted from textbooks, articles, diaries, lecturer notes and both local and foreign website. Aglimpse at the various chapters of this work tend toe explain the contributions cooperative societies have made so for. This project is divided into five chapters. Firstly, it gives an insight to introduction, background of the study from 1.0-1.9, chapter one enhances our purpose of the study.

Chapter two deals with literature review, the review of literature has to do with the examination of the study previously done in relation to the project topic.

The third chapter borders on research methodology, which means any effort to verify basic information, and the various ways of sources of information, i.e. data collection, population and sample, research design, sample techniques and data analysis techniques, there are also ways of sourcing data, the primary source and secondary source.

Chapter four dwells on presentation and analysis of data, this chapter deals with the presentation of data collected from questionnaires from the data collected and analyzed made.

Chapter five deals with the summary, conclusion and recommendation.

Chapter One

1.0 Introduction

Since the existence of Nigeria, various government both the colonial and post independence governments devised to different means of developing the nationals economy. The colonial government of Nigerian introduced the concept of cooperative movement in Nigeria after studying its concept in Europe as a strategy for developing the country economy. Cooperative have provision for education and training for their members, elected representatives, managers and employees so that they can contribute effectively to the development of the society, education is the bedrock upon which cooperative is built. It is important for the cooperative to embark on educational projects for its members, employees and the general public in that it is through cooperative education that people will come to understand the ideals of cooperation and willingly join cooperative societies.

Cooperative education is necessary for cooperative movement to ensure the preservation of the cooperative ideology, recruit new members and create a favourable atmosphere for the running of cooperative societies. Cooperative education that people will come to understand the ideals of cooperation and willingly join cooperative societies.

Cooperative education is necessary for cooperative movement to ensure the preservation of the cooperative ideology, recruit new members and create a favourable atmosphere for the running of cooperative societies. Cooperative education can be imported through the formal classrooms, seminars, and symposium, mass and print media. 21/2 percent of the cooperative net surplus is set aside for cooperative education among cooperatives.

1.1 Background Of The Study

Cooperative movement can be traced back to Britain into a second half of the 21st century. Cooperative movement came into being as a result of capital owner’s introduction of new method of production in order to increase productivity and as well accumulate more wealth at the expense of labour. According to Onuoha (1986), will the invention of the textill Indus try was completed and the stage was set for the clsassi9c capitalist exploration of labour moreover, okokwo (1989) went further to say that these capitalist, employed thousand owners were more interested in making profit.

This exploration of workers buy the capital owner led to agitation by workers for better condition by their employers because of problem encountered in their labour area they decided to from an organization, which will help to ameliorate their economic condition according to okonkwo (1989), the year 1844 marks the birth of cooperative movement in the world he went further to say that “ a group of 28 working class people, most of the weaves, launched the first ever successful cooperative society. These 28 working class the early fathers of the cooperative movement are know in cooperative history as the Rockdale equitable pioneers with a capital of 128.

Following its enormous role in great suitably some of the countries borrowed the idea of cooperative movement in developing their economy. As a result of these positive development the government of Nigeria, under Britain colony appointed Mr. C.F. Strickland in 1933 to study and report on the feasibility of forming cooperative societies in Nigeria, as a way of curibing her economic s problems, Mr. Strickland recommended the introduction of cooperative movement in Nigeria in the report be submitted in 1934. according to Okonkwo (1986) his ( Mr. strickland) report was accepted by government and so in 1933, the Nigeria cooperative society ordinance was enacted and in the following year 1936, regulation was drawn up for the running of cooperative societies. The cocoa marketing societies at Grbedum was the first registered cooperative movement in Nigeria still in 1936, there was a regionalization to cooperative in eastern Nigeria and Northern.

Cooperative movement. In 1936, the regional concept was abolished and as such the central state emerged among others. Apex organization were established such as the East Central State Cooperatives Development Association (E.C.S.D.A). Which came into existence in 1973 to monitor and land funds to the primary societies. In 1976, Anambra state was created and Anambra state financing Agency took over from (E.C.S.D.A). In 1778, the name of the Nigeria Agric Bank (N.A.B) was changed to Nigeria Agricultural and cooperative Bank (N.A.C.B),the major objective of this action is to finance the operational scheme of the primary societies through (N.C.F.A). Moreover, people bank and community bank have in giving loans to cooperative societies as a very low interest rate .

1.2 Statement Of The Problem:

This research work intend to study the cooperative societies and their role in urban development from the point of observation, it is quite dear that in spite of government patronage of cooperative, they have performed below expectations. Consequently have the cooperatives actually fulfilled the aims of establishing them in order word, what role have they played in the following area.

1.3 Objective Of The Study:

This research work is designed to establish the role of the cooperative societies in the urban development. In the light of findings, to recommend how the contributions of cooperative societies in urban development can be improved. Similarly the findings, will provide useful information for the incoming generation who wish to carry out more research on this subject matter.

1.4 Research Questions:

The following research questions were used to develop questionnaires through which data on rolek of cooperative in the urban development were collected,

i. Has the cooperatives movement any economic and development benefit?

ii. Does the cooperative movement operate on and dynamic functional structure?

iii. What impact has the movement played in upliftment of the socio-economic welfare of its member k that is meant to gear them towards productivity?

iv. What are the functions of this movement?

v. Has the cooperative movement made achievement that might be geared towards economic growth?

1.5 Statement Of Hypothesis:

according to Adamu and Johnson (1997), there are two types of hypothesis.

i. The niull hypothesis (Ho) and

ii. Alternate hypothesiss (Hi) the null hypothesis states the negative aspexct of the research describes the assumed result in amn affirmative manner.

The two types of hypothesis were used in this research as shown below:

1. Ho: Cooperative has not made impact in the development of cooperative. Hi:Cooperative has made impact in the development of cooperative.

2. Ho: Organization that does not has their staff is not likely to be effective in the management of their enterprises.
Hi: Organisation that has their staff is likely to be effective in the management of their enterprise.

1.6 Significance Of The Study

Having learnt of the criticisms leveled against cooperative body the researcher want to carryout a research on what functions and its benefits is the cooperatives to the socio-economic growth of the society. The researcher also want to have an empirical idea to support all the sortc4e about the power impression people have of the movement and do advice them on how to improve their service by going through the researchers recommendation. This is one of the reasons why this study become very necessary.

The study’s sought to x-ray the continued importance and problems of COFAS in urban development withk a view to finding lasting solutin to itsk probl-ems. Increasing COFAS efficiency and reawakening the government to the need to give prompt attention and assistance to COFASm in order to enable them to play a role in urbani development very well. This study will also be a useful documents to cooperative societies, economic planers, students, instructors and general public. It is hoped also that this study will be a reference document for pastering.

1.7 Scope Of The Study

This study is primarily focused on the role of cooperative in urban development with emphasis on their roles towards socio-economic growth of the nation. Nevertheless, there was still the need to move out of COFAS to the individual cooperatives and cooperators to know how they react to the urban development and then know how COFAS impacts either positively or negatively to the urban development.

1.8 Limitation Of The Study

Every study has its own constraints and limitations. These goes a long way to affect their overall exercise, the attainable result not with standing. In the same wayk this research has its own limitation which include the following:

i. The research has limited access to records and statistical data relevant to this work.

ii. Time factors was another limitations as there was not enough time to do some field work ijn which would have proved invaluable to the success of this work.

iii. Another problems is the financial constraints in buying the materials needed for the study, transportation cost of going to the area of study to distribute and collect the research questionnaire is highly forcing the researcher to financial squeeze.

iv. The indifferent attitude of the cooperative officials towards organizing and managing their records. Properly made is very difficulty to obtain correct data.

v. Some of the cooperators were ignorant of the purpose k and signifincance of this study, thus most evident low percentage of the questionnaires returned.

1.9 Definition Of Terms

i. Apex cooperative: This is a registered cooperative society formed by other societies to facilitates their operation at the sate cooperative development association.

ii. A.C.F.A. Anambra cooperative financial agency. These groups look over from (E.C.S.D.A.) and their work is also to monitor and lend funds to the primary societies.

iii. NACA: Nigeria Agricultural and Cooperative Bank:It was formerly know as Nigeria agric bank.
“NAB and the major objectives of the bank were to fiance the operational scheme of the primary societies through A.C.F.C. Anambra state. Cooperative financial agency.

iv. A cooperative: Anyone who feels, he desire needs the services of a cooperative business enterprises and belongs to one or more. It is who believe and share membership of a cooperative.

v. COFAS: Coperative Federation of Anambra State Limited. And it is stated of formed in the year 1991.

vi. Development: This simply means an increase in the skill, knowledge, power and responsibility of employees.

vii. Roles functions/Responsibilities: This simply means the job or work carried out by the cooperative movement. To enable the growth and development of the organization.

I bet you, the complete material is fully loaded. This is just an excerpt. The Material is in MS-Word Format which you can easily edit and is comprehensive for a complete research work for this topic

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How to nail it on the head during your project defence

You are through with writing that project. Now what?

You have found yourself at that point where you have to defend what you have written. Of course you have to stand in front of your supervisor and other literary personalities to prove that you know what you wrote in your project paper. Unfortunately, the more you think about it, the more it looks like you are about to face a legion. It is not a war. But the emotion of dread welling up inside of you makes it look like one. So now you are asking yourself questions.

  • How am I going to start?
  • I hope I will do well enough to get an A.

You really want to nail it, but you need to come to terms with exactly how to get everything in perfect control. Especially your emotions of fear that seem to make a wreck of you every time you think about public speaking.
So here is the deal. I want to help you avoid that feeling that would ruin your precious moment if you dare to let it. And we are going to do it together.

I am going to highlight some very important tips to help you get in control for you to be comfortable enough to move from that feeling of DREAD to CONFIDENT; and making an awesome Impression for that great rating your supervisors should be giving to you so freely.

Consider these tips as you prepare for your defence. We will be taking them one after the other so here we go.

Watch Your Body Language And Keep It Confident:

Can you tell that a person is falling apart if they look confident? … If I can second guess you rightly, am sure you answered no to that question. Remind yourself that you need to come out that way. Now this might seem like a huge big deal when you are dealing with the foreboding. Maintaining a poise of confidence is very important. So find your most comfortable position, sitting or standing and draw up your body. You must exude confidence. It is something you need to do for yourself. People can only see what you allow your body language to show. So you must endeavour to put that out. Remember the story of David and Goliath? … At the end of your defence day, you want to be David.

Dress In Your Most Comfortable And Impressive:

Am sure this one is a no brainer. However I must highlight that you choose comfortable pieces. You don’t want to look so good and yet look like you were forced to wear something that does not belong to you. It’s great to ensure that as impressive as your clothes are on you, that they are also very comfortable.

Speak With Authority:

Going hand to hand with that aura of confidence is your most powerful asset:your words. If you look that confident, your words must not come out like whimpers. To be able to pull this off, you definitely need to speak as deliberately as possible in expressing yourself. Let them also hear what they see.

Use, Your Gestures:

I have often found this to come to my rescue in dealing with shyness and conveying my confidence. Usually it gives you an edge to also drive home your point. You must, however, ensure that you do not over use it. It doesn’t mean that your hands should be flying all over the place. That would be absolutely unnecessary. If you do this well, after a while you will realize that you are not as self-conscious as you used to be at the very start. For most situations, it would have completely disappeared altogether; leaving a really confident you talking.

Have A Good Opening And Closing Line:

Make sure you have perfected a good opening line. You should also be armed with a good closing line too. Try and rehearse it to a friend. If for the first time you presented it, your friend does not say “wow, that’s beautiful” or something like that; just know you need to keep refining it until you get the perfect line. Both opening and closing lines will go a long way in how impressed your panel gets to rate you high.

Make Sure You Know Your Work:

Certainly you should understand how important it is to know your own work from start to finish. Not having in-depth knowledge of your own work is tantamount to a suicide mission. Why should you kill yourself?
When all is said and done, this is what you came to defend in the first place. You should know your work from A to Z.

Prepare For The Questions:

Now this part is truly essential. You must be sure you do not floor all the good work you did on your presentation by not answering correctly. You must pay attention to the questions you are asked to be sure you will give the right answer. Many people get it wrong at this stage and spoil their good presentation. When you do not understand any question do endeavour to ask the person to expatiate what they mean before you answer.

These tips are by no means exhaustive, but applying these tips will give you some necessary advantage you need for a great outcome. Of course that outcome would mean that you eventually earn all your points on this project.

The structure of a good project work

Undergraduate projects in Nigeria is a prerequisite for graduation amongst Nigerian tertiary students who will which to obtain bachelors degree in their respective courses of study such as accounting, banking and finance, business administration and a host of others. Writing an undergraduate project in Nigeria for final year students entails a lot both financially and otherwise. Being able to develop any final year project depends on getting a researchable topic whether it is Accounting Undergraduate project topics, Banking and Finance research topics or banking and finance project topics and materials and it all requires diligent hard work of students who are willing to develop best undergraduate projects in Nigeria and graduate in flying colors.

A typical Undergraduate project in Nigerian tertiary institutions can be said to be divided into five or six chapters depending on the format of the school and course of study which are

1. Introduction

The introduction of an undergraduate project states the main research problem and research argument. What precisely the study is all about and why it is important. It looks at the originality of the research work and how it will fill the gap in other studies. Justification for a research undergraduate topic should not be lengthy before it has been explicitly stated.

Below are the contents in chapter one of an undergraduate research project which includes;

  • Background of the study,
  • Statement of the problem,
  • Objectives or aims of the study,
  • The research questions,
  • Research hypothesis,
  • Significance of the study,
  • Scope of the study,
  • Limitations of the study and
  • Operational definition of terms.

2. Literature review

Literature review of any undergraduate research work, be it business administration project topics or Economics project topics just to mention a few is very critical to securing a high grade in one’s project work. The literature review of a research process uncovers what other writers have written about the student’s topic. A student’s undergraduate research work should include a discussion or review of what is known about the subject and how that knowledge was acquired. The review could conclude with a brief summary of the literature and its implications. The contents of the literature review are the theoretical review, conceptual framework, empirical review and summary of literature review.

3. Research Methodology

This section includes a description of the research methods used in the undergraduate research work such as the sample size, data collection methods, measurement instruments, research data analysis procedures and the population from which the sample was selected.  This section also describes the method used in selecting the sample or samples, validation and reliability of the instruments used in the research work. There are different research statistical techniques used in undergraduate research work such as SPSS, e-views etc.

4. Results & Discussion

This section presents and discusses the data analysis results used in an undergraduate research work, the results of each analysis is being summarized, tabulated, and then discussed for each research question.  Then for each research hypothesis, the statistical test of significance selected and applied to the data is briefly described, followed by a statement indicating whether the hypothesis was supported or not supported.  In presenting the result analyses/summary in an undergraduate project tables and figures and or graph are used to add clarity to the presentation.

5. Summary, Conclusions And Recommendations

This section summarizes the findings of the study in an easy to understand manner.  It also explains the practical implications of those findings, and points to recommended directions for future research in that area.


This is where every source cited in the undergraduate research work is being included. Every undergraduate research work must be properly referenced for its authenticity.



Samuel Obiora Blessed is the CEO and founder of Samphina Academy ( a.k.a Nigeria Students Media, the youngest engineering graduate of Federal Polytechnic Nekede in 2017 and the engine brain behind this great platform. He is the man behind the scene, filled with many potentials, a musician as well as a pro developer with the interest of Nigerian students at heart.

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