The Role And User Of Accounting Information In Nigeria Banking Industries (A Case Study Of Mainstreet Bank Plc Ilorin Branch)

Project and Seminar Topics with material for Banking and Finance

The Role And User Of Accounting Information In Nigeria Banking Industries (A Case Study Of Mainstreet Bank Plc Ilorin Branch)

Table of Content

  • Title Page
  • Certification
  • Dedication
  • Acknowledgement
  • Table of Content

Chapter One


  • 1.0 Background of the Study
  • 1.1 Statement of the Problem
  • 1.2 Objective of the Hypothesis
  • 1.3 Significance of the Study
  • 1.4 Scope and Limitation of the Study
  • 1.5 Organization of the Study
  • 1.6 Definition of Terms

Chapter Two

Literature Review

  • 2.0 Role of Accounting over the Year
  • 2.1 Role of accounting in the Banking Industry
  • 2.2 Stamp Duty Accounts
  • 2.3 Expenses Concepts
  • 2.4 Accounting Concepts
  • 2.5 Mainstreet and its Dissemination of Information
  • 2.6 Types of Accounting Information
  • 2.7 User of Accounting Information
  • 2.8 Historical Background of Mainstreet Bank
  • 2.9 Organization Structure of the Bank

Chapter Three

Research Methodology

  • 3.0 Introduction
  • 3.1 Source of Data Collection
  • 3.2 Data Analysis

Chapter Four

Presentation and Analysis of Data

  • 4.1 Introduction
  • 4.2 Data Presentation
  • 4.3 Data Analysis
  • 4.4 Tests of Hypothesis
  • 4.5 Discussion of findings

Chapter Five

5.0 Summary Recommendations and Conclusion

  • 5.1 Summary
  • 5.2 Conclusion
  • 5.3 Recommendation
  • 5.4 References

Chapter One


1.0. Background of the Study

Accounting is so persuasive, and the understanding of its usefulness is desirable. It has been called the “language of business”. The history of accounting is an internal one the double entry book-keeping concept which is generally regarded as the genesis of accounting comes from the Italian city states of the fourteenth and fifteenth centuries. Book-keeping after the Italian fashion, then migrated to Germany to assist. The merchants of the tugger Era and the Asian league almost simultaneously. Some Duton business Pnilosophers Sharped ways of calculating period income and same Frenchmen also, made use of the whole system to government planning and accountability.

Not long, the double-entry accounting idea. The British worlds economic position in the seventeenth and eighteenth countries made one an ideal missionary on behalf of an account. Their influence spread the flag of accounting to North America and the British. Common wealth as it existed then. Dutch thus, carried the brand of accounting that they had developed at home to Indonesia and other places. Yet is serving people and organizations internationally.

1.1 Statement of the Problems.

The shareholders of a firm entrust their resources in care of management and reported. These resources to be efficiently utilized.

At the end of every accounting year, a stewardship report is given to the shareholders inform of financial statement which shows the position of their investment.

Thus many research works have been carried out on Accounting information can be used by management to make decision in a banking industries

1.2 Objective of the Hypothesis

This study represents an attempt to isolate those aspects of accounting information and job performance which subordinate perceives as operative with in the Afribank plc management, the following are identified objective of the study.

  1. It will enable improvement of accounting information performance.
  2. It will identify the types of accounting information styles that can lead to higher job performance
  3. It will provide basis for improving on the job performance of accounting information.

The French made sure that polysia and French at mist rated territory in Africa use French accounting system and the German’s extended their accounting influence to nations like Japan, Sweden and Garisn Russia.

As the united state economic power grew during the first half of the twentieth country, she naturally developed similar sophistication in matters of accounting. Also business schools assisted in the development by nursing the conceptual dimension of accounting and having it recognized as an academic discipline in colleges and universities campuses. After the Second World War united accounting. Influence was felt almost throughout the western world especially in Germany and Japan. To a lesser extent, it was directly observable in Brazil, Israel, Mexico philippiness, Sweden and Taiwan. Also degree of similar influence in regional accounting development was felt e.g Accounting directives of the European common market and the companies law development for the fire nomadic countries.

Thus, in most individual countries accounting has become an intensely nationalist affairs, having national laws and professional regulation e.g. national Accounting Standard Board (NASB) in Nigeria.

1.3 Significance of the Study

The project will identify the roles of accounting over the years. It will create awareness in the mind of the user and enlighten them on the uses of accounting information generated from financial transaction carried out in the banking industry for making various positions as shareholders, potential investors’ customers’ etc.

1.4 Scope and Limitation of the Study.

This research is restricted to the importance of accounting information in the banking industries. Using Mainstreet Bank Plc as a case study to represent the banking industry. The problems that envisaged in thus research is unavailability of some data that might be necessary to carryout this work, this result not being able to obtain information declared “secret in the Bank”

1.5 Organization of the Study.

Thus project work is divided in to five chapters, the first chapter deal with the introduction Background of the study, statement of the problems objective of study, significance of study, scope and initiation of the study organization of the study and Definition of terms.

Chapter two will examine literature review, chapter three deals with the research design, sources of data collection, chapter four shows the presentation of different banks offering to their customers.

Chapter five covers the summary, Recommendation and conclusion.

1.6 Definition of Terms

Financial Statement

They are reports that summarize the business transaction of a specific time or period usually a year and it shows the financial positions of the business at time reports, also the operating resulting results by the business arrive at thus position.


Are economic resources which are owned by a business and expected to benefit future operation

Balance Sheet

It shows the financial position of the business at particular data of transactions


They are debts or obligations which the business owned and also is expected to pay back at a given period.


Is made up of a number of firms producing similar product or offering similar service e.g. textile industry made up.

Current Account

This is an account kept by a customer in the bank that is withdrawn able by cheque and analysis of data collected.

Chapter Five

5.0 Summary, Conclusion and Recommendation

In this chapter, all that has been said so far will be summarized, useful recommendation shall be made and finally bring the research work in to a logical conclusion.

5.1 Summary

We can see from the study that proper used for counting information in the banking industry safeguard the owners wealth from fraud and embezzlements

In the early parts of the nineteenth century, the industrial expansion gave rise to access to large amount of capital.

It becomes necessary to have a body that will monitor this transaction, so the joint stock company was credited and helps the public to provides capital in exchange for share in the assets and profit of the enterprises.

Since, management accounting is concerned with the accumulation, classification and interpretation of an information that assets individuals executive to fulfill organization objective. It was this shifted the importance of accounting from recording and analysis financial transaction to the information for decision effective the future.

Moreover, assets used in the banking industry like this would have resulted in over valuation banks assets. From the above, we concluded that probably bank would not have been able to account for with out the use of

Therefore, the banking industry can not eliminate the Use of accounting

5.2 Conclusion

After considering the importance of accounting and use of accounting information, it is clear that the banking Industry ca not be over emphasized.

Therefore, the banking industry should try as much as possible to keep peace with the new development in the method of keeping records especially financial ones.

Government should do their best in ensuring that bank keep their primary obligation i.e. accepting deposits and Provision of credits facilities by inflicting greater punishment on contravention of central bank guide lines and circular. Thus ensuring the stability of the bank and customers confidence in the banking industry.

5.3 Recommendation

Based on the survey of this research the following recommendations are made:

  1. Customers and potential customer should understand the banking industry for what they are i.e commercial enterprises and other stock in trade.
  2. Industrial customers should show credit worthiness so that the bank can adequately perform it duty to providing credit facilities.
  3. Customers should provide information on the history of business i.e. post account profit and turnover.
  1. Bank should ensure that they collect adequate collateral security before granting loans and advance to the customers.
  2. They should also ascertain the credit worthiness and banks also seek to provide special services to corporate customers.

The Role And User Of Accounting Information In Nigeria Banking Industries (A Case Study Of Mainstreet Bank Plc Ilorin Branch)

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The Role And User Of Accounting Information In Nigeria Banking Industries (A Case Study Of Mainstreet Bank Plc Ilorin Branch)


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