Role Of Capital In The Growth Of Small Scale Business In Nigeria (A Case Study Of ABC Transport Plc)

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Project and Seminar Topics with material for Banking and Finance

Project and Seminar Topics with material for Banking and Finance


This project is dedicated to God Almighty for his mercy, kindness and wisdom , he endowed on me during the course of this research project.


It is with heartfelt joy that I wish to express my sincere appreciation through this medium to all those who contributed in one way or the other to the success of this work.

I am ever grateful to my project supervisor Dr. J.U., a man of noble character for his gentle and fatherly attitude towards me, in guiding me as a child in writing this project.

Equally, I am grateful to the academic staff of banking and finance department, Federal Polytechnic Nekede who offered me opportunity to acquire more knowledge and development in writing skills.

My special thanks goes to my parents, siblings and my friends most especially Egonu Henry and Onuoha victor whom by their financial support, love, assistance and advice led to the successful completion of this project work


This research work examined the role of capital in the growth of small scale business in Nigeria with reference to ABC transport PLC . The major objective of the study is to identify the prospect of financing small scale business in Nigeria and to know whether effective financing of small scale enterprises can enhance business growth. Fire research questions were formulated for the study.

The literature review describes small scale business, identifies its problems and revealed the importance of capital in the growth of small scale business. Relevant data were collected from both primary and secondary sources. Instrument of data collection is made of structured questionnaire and research questions, which formed the source of primary data, while materials from various published articles, textbooks, journals and newspaper formed the secondary data. The data collected were analyzed using simple tables and percentage analysis.

From the analysis for the data collected by the Researcher, it was discovered that high interest and mismanagement of capital and unreliable source of capital were the major problem militating against small scale business. Based on the findings, some recommendations were made; one of which is that small business owners should learn about capital management so as to avoid mismanagement of capital. The study concluded that with good management of capital and proper availability of funds less problems will be encountered in the running of a business.

Table Of Contents

  • Title page
  • Approval page
  • Abstract
  • Table of content

Chapter One

  • 1.1 Background of the study
  • 1.2 Statement of the problem
  • 1.3 Objectives of the study
  • 1.4 Significance of the stud

Chapter Two

  • 2.0 Literature Review
  • 2.1 Types and sources of capital
  • 2.2 Characteristics of small scale business
  • 2.3 Importance of capital in the growth of small scale business.
  • 2.4 Problems of obtaining capital by small scale business. A case study of ABC transport.

Chapter Three

  • 3.0 Research Methodology
  • 3.1 Conclusion
  • 3.2 Recommendations
  • 3.3 Bibliography
  • 3.4 Appendix

Chapter One

1.1 Background Of The Study

The concept of self reliance has occupied a place in the literature of economic development over the years in Nigeria and other countries of the world. The establishment of small bsuienss is profitable and can lead to industrialization if effectively and efficiently managed. This depend on how one has perceived, planned for and operated the small scale business that will make for existence, survival and possible growth of the business.

However, the capital resources needed for the commencement and running of a business is at the heart of all enterprises and until an entrepreneur identifies the ways of raising funds for financing the new venture, his ideas or plans may best be described as wishful thinking or a dream. The most important factor that could make or break a business is finance and businesses are evaluated in terms of their financial worth. Both big and small enterprises need adequate capital not only to get started, but also to grow, expand and meet competition and changing market or consumer needs and tastes.

Therefore, it is pertinent to say that the role of capital in the growth and success of small scale business is vital as funds are necessary for the smooth running of any business firm. The advantages claimed for small scale enterprises are various including the encouragement of entrepreneurship, the greater likelihood that small scale enterprises will utilize labour intensive technologies and thus have an immediate impact on employment generation; they can usually be established rapidly and put into operation to produce quick returns. The growth and development of small scale enterprises is seen as accelerating the achievement of wider economic and socio economic objectives, including poverty alleviation.

for the small industrial credit scheme, fund for small scale industries has remained largely inadequate and of little effect.

1.2 Statement of the problem

The small scale industry is acknowledged in have huge potential for employment generation and wealth creaton in any economy. However, the sector is faced with problems of inadequate capital, mismanagement of funds, limited access to capital, lack of managerial skills and inadequate modern machinery equipment.

Small scale businesses are not able to take business ventures with high yielding potentials because of the numerous problems in obtaining adequate fund. This financial problems hampers all important objective of the business.
Against this background, this study focuses on the role of capital in the growth of small business in Nigeria.

1.3 Objective Of The Study

The objective of this study is as follows :

  1. To identify the prospects of financing small scale business in Nigeria.
  2. To identify and consequently analyze the most effective and efficient way through which small scale enterprise could be financed and promoted.
  3. To examine the financial support given to small scale enterprise in Nigeria.
  4. To know whether effective financing of small scale enterprises can enhance business growth.

1.4 Significance Of The Study

The relevance of this study lies basically on its contribution to knowledge and its benefits to individuals and organizations.

This study will be academically important to many students who may want to carryout further research on the role of capital in the growth of small scale business in Nigeria and will also serve as a guide to the government for advancing better policies towards improving and encouraging small scale business in the state and nation at large.

I bet you, the complete material is fully loaded. This is just an excerpt. The Material is in MS-Word Format which you can easily edit and is comprehensive for a complete research work for this topic

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How to nail it on the head during your project defence

You are through with writing that project. Now what?

You have found yourself at that point where you have to defend what you have written. Of course you have to stand in front of your supervisor and other literary personalities to prove that you know what you wrote in your project paper. Unfortunately, the more you think about it, the more it looks like you are about to face a legion. It is not a war. But the emotion of dread welling up inside of you makes it look like one. So now you are asking yourself questions.

  • How am I going to start?
  • I hope I will do well enough to get an A.

You really want to nail it, but you need to come to terms with exactly how to get everything in perfect control. Especially your emotions of fear that seem to make a wreck of you every time you think about public speaking.
So here is the deal. I want to help you avoid that feeling that would ruin your precious moment if you dare to let it. And we are going to do it together.

I am going to highlight some very important tips to help you get in control for you to be comfortable enough to move from that feeling of DREAD to CONFIDENT; and making an awesome Impression for that great rating your supervisors should be giving to you so freely.

Consider these tips as you prepare for your defence. We will be taking them one after the other so here we go.

Watch Your Body Language And Keep It Confident:

Can you tell that a person is falling apart if they look confident? … If I can second guess you rightly, am sure you answered no to that question. Remind yourself that you need to come out that way. Now this might seem like a huge big deal when you are dealing with the foreboding. Maintaining a poise of confidence is very important. So find your most comfortable position, sitting or standing and draw up your body. You must exude confidence. It is something you need to do for yourself. People can only see what you allow your body language to show. So you must endeavour to put that out. Remember the story of David and Goliath? … At the end of your defence day, you want to be David.

Dress In Your Most Comfortable And Impressive:

Am sure this one is a no brainer. However I must highlight that you choose comfortable pieces. You don’t want to look so good and yet look like you were forced to wear something that does not belong to you. It’s great to ensure that as impressive as your clothes are on you, that they are also very comfortable.

Speak With Authority:

Going hand to hand with that aura of confidence is your most powerful asset:your words. If you look that confident, your words must not come out like whimpers. To be able to pull this off, you definitely need to speak as deliberately as possible in expressing yourself. Let them also hear what they see.

Use, Your Gestures:

I have often found this to come to my rescue in dealing with shyness and conveying my confidence. Usually it gives you an edge to also drive home your point. You must, however, ensure that you do not over use it. It doesn’t mean that your hands should be flying all over the place. That would be absolutely unnecessary. If you do this well, after a while you will realize that you are not as self-conscious as you used to be at the very start. For most situations, it would have completely disappeared altogether; leaving a really confident you talking.

Have A Good Opening And Closing Line:

Make sure you have perfected a good opening line. You should also be armed with a good closing line too. Try and rehearse it to a friend. If for the first time you presented it, your friend does not say “wow, that’s beautiful” or something like that; just know you need to keep refining it until you get the perfect line. Both opening and closing lines will go a long way in how impressed your panel gets to rate you high.

Make Sure You Know Your Work:

Certainly you should understand how important it is to know your own work from start to finish. Not having in-depth knowledge of your own work is tantamount to a suicide mission. Why should you kill yourself?
When all is said and done, this is what you came to defend in the first place. You should know your work from A to Z.

Prepare For The Questions:

Now this part is truly essential. You must be sure you do not floor all the good work you did on your presentation by not answering correctly. You must pay attention to the questions you are asked to be sure you will give the right answer. Many people get it wrong at this stage and spoil their good presentation. When you do not understand any question do endeavour to ask the person to expatiate what they mean before you answer.

These tips are by no means exhaustive, but applying these tips will give you some necessary advantage you need for a great outcome. Of course that outcome would mean that you eventually earn all your points on this project.

The structure of a good project work

Undergraduate projects in Nigeria is a prerequisite for graduation amongst Nigerian tertiary students who will which to obtain bachelors degree in their respective courses of study such as accounting, banking and finance, business administration and a host of others. Writing an undergraduate project in Nigeria for final year students entails a lot both financially and otherwise. Being able to develop any final year project depends on getting a researchable topic whether it is Accounting Undergraduate project topics, Banking and Finance research topics or banking and finance project topics and materials and it all requires diligent hard work of students who are willing to develop best undergraduate projects in Nigeria and graduate in flying colors.

A typical Undergraduate project in Nigerian tertiary institutions can be said to be divided into five or six chapters depending on the format of the school and course of study which are

1. Introduction

The introduction of an undergraduate project states the main research problem and research argument. What precisely the study is all about and why it is important. It looks at the originality of the research work and how it will fill the gap in other studies. Justification for a research undergraduate topic should not be lengthy before it has been explicitly stated.

Below are the contents in chapter one of an undergraduate research project which includes;

  • Background of the study,
  • Statement of the problem,
  • Objectives or aims of the study,
  • The research questions,
  • Research hypothesis,
  • Significance of the study,
  • Scope of the study,
  • Limitations of the study and
  • Operational definition of terms.

2. Literature review

Literature review of any undergraduate research work, be it business administration project topics or Economics project topics just to mention a few is very critical to securing a high grade in one’s project work. The literature review of a research process uncovers what other writers have written about the student’s topic. A student’s undergraduate research work should include a discussion or review of what is known about the subject and how that knowledge was acquired. The review could conclude with a brief summary of the literature and its implications. The contents of the literature review are the theoretical review, conceptual framework, empirical review and summary of literature review.

3. Research Methodology

This section includes a description of the research methods used in the undergraduate research work such as the sample size, data collection methods, measurement instruments, research data analysis procedures and the population from which the sample was selected.  This section also describes the method used in selecting the sample or samples, validation and reliability of the instruments used in the research work. There are different research statistical techniques used in undergraduate research work such as SPSS, e-views etc.

4. Results & Discussion

This section presents and discusses the data analysis results used in an undergraduate research work, the results of each analysis is being summarized, tabulated, and then discussed for each research question.  Then for each research hypothesis, the statistical test of significance selected and applied to the data is briefly described, followed by a statement indicating whether the hypothesis was supported or not supported.  In presenting the result analyses/summary in an undergraduate project tables and figures and or graph are used to add clarity to the presentation.

5. Summary, Conclusions And Recommendations

This section summarizes the findings of the study in an easy to understand manner.  It also explains the practical implications of those findings, and points to recommended directions for future research in that area.


This is where every source cited in the undergraduate research work is being included. Every undergraduate research work must be properly referenced for its authenticity.



Samuel Obiora Blessed is the CEO and founder of Samphina Academy ( a.k.a Nigeria Students Media, the youngest engineering graduate of Federal Polytechnic Nekede in 2017 and the engine brain behind this great platform. He is the man behind the scene, filled with many potentials, a musician as well as a pro developer with the interest of Nigerian students at heart.

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