The Role Of Banks In Financing Agricultural Co-Operatives Societies In Nigeria

Project and Seminar Material for Economics

Project and Seminar Material for Economics


This research project is a very crucial study on the Role of Nigeria Agricultural Co-operative and rural Development Bank. The study is motivated by the necessity to establish the extent of Agricultural Co-operatives.

To solve the research problem primary and secondary data was collected. The data were questionnaire and oral interview. The respondents comprised of personnel of the bank in organizing and presenting data collected, tables frequencies and percentages were used. Data analysis and interpretation give the following findings:

  1. Criteria for granting loan to co-operative is that they have an account holder, have viable and bankable project and should be credit worthy.
  2. The impact of NACRA has been very much via FEAP, NACB through micro and macro loans and PBN loans to co-operatives
  3. Collateral Securities do not pose much problem to give facility to farmers.
  4. Insurance cover is necessary to cover some degree of risk involved co-operative failure.
  5. The level of response to wards loan facilities is very satisfactory.
  6. Loan management by co-operatives is very satisfactory.
  7. When loan is not repaid, the guarantors are involved and auction of any real estate mortgaged.

Based on the findings the researcher recommends that:

Banks should constitute a feasible alternative for providing financial assistance to support all efforts for further development of co-operative sector.

Banks should develop their farmers by allowing agricultural loan to cover all stages of agricultural production consultation of agricultural specialist by farmer if need be lending should be basically for agricultural activities.

The conclusion of the study is the role NACRDB has major contribution to make in field of agricultural credit. It has proved to be an important channel in providing financial services particularly, credit to small farmers.

Table Of Contents

  • Title page
  • Approval page
  • Dedication
  • Abstract
  • Table of contents

Chapter One

  • 1.0 Introduction
  • 1.1 Background of the Study
  • 1.2 Statement of Problem
  • 1.3 Significance of the Study
  • 1.4 Objective of the Study
  • 1.5 Scope of the Study
  • 1.6 Limitation of the Study
  • 1.7 Research questions
  • 1.8 Statement of Hypothesis
  • 1.9 Definition of Terms
  • References

Chapter Two

  • 2.0 Review of Related Literature
  • 2.1 Problems of Agricultural Finance and Credit in Nigeria
  • 2.2 Agricultural Credit Policies in Nigeria
  • 2.3 The role of Financial Institution in Development of Agricultural finance

Chapter Three

  • 3.0 Research Design and Methodology
  • 3.1 Area of Study
  • 3.2 Sample and Sample Procedure
  • 3.3 Instrument for data Collection
  • 3.4 Validation of Instrument
  • 3.5 Reliability of Instrument
  • 3.6 Method of Data Collection

Chapter Four

  • 4.0 Presentation and analysis of Data
  • 4.1 Testing Hypotheses
  • 4.2 Summary of Results

Chapter Five

  • 5.0 Summary of Findings, Conclusion and Recommendations
  • 5.1 Summary of Findings
  • 5.2 Conclusion
  • 5.3 Recommendations
  • 5.4 suggestions for Further research
  • Bibliography
  • Appendix

The Role Of Banks In Financing Agricultural Co-Operatives Societies In Nigeria

Project Material Download

3,000 Naira

The complete material will be sent to you in just 2 steps.

Quick & Simple…

Step One Purchase

Make payment of ₦3,000: through USSD Transfer, Bank Mobile App, ATM Transfer, or POS Transfer to:

Access Bank PlcAccount No.: 0811003731
Name: Samphina Academy
Account Type: Current

Or Click Here to pay with Debit Card

Click Here to pay with Debit Card ($15)
GHANA – Make Payment of 60 GHS to MTN MoMo, 0553978005, Douglas Osabutey 


Step Two Purchase

Send the following details through Text Message or WhatsApp Messenger | +234-8143831497

  • Payment Details 
  • Email Address 
  • The Role Of Banks In Financing Agricultural Co-Operatives Societies In Nigeria

The complete material will be sent to your email address after receiving your payment information | T & C Apply

  Contact Our Help Desk

You may also like:

⚠️ Need a different topic? Perform a quick search

Get A Complete Business Plan For Any Business In Nigeria

Business Plan for Businesses in Nigeria

  Business Plans in Nigeria

The Role Of Banks In Financing Agricultural Co-Operatives Societies In Nigeria


This research material “The Role Of Banks In Financing Agricultural Co-Operatives Societies In Nigeria” is for research purposes and should be used as a guide in developing your research project / seminar work. For no reason should you copy word for word (verbatim) as will not be liable for any who copied the material.

The aim of providing this material is to reduce the stress of moving from one school library to another all in the name of searching for research materials. This service is legal because, all institutions permit their students to read previous projects, books, articles or papers while developing their own works. According to Austin Kleon “All creative work builds on what came before”. is only providing this material “The Role Of Banks In Financing Agricultural Co-Operatives Societies In Nigeria” as a reference for your research. The paper should be used as a guide or framework for your own paper. The contents of this paper should be able to help you in generating new ideas and thoughts for your own research. Use it as a guidance purpose only.

How to defend your research work

This is a general guide on how to defend your research work:

1. Prepare For Questions:

If you are preparing for questions that may be asked during your defense, then your answers will flow smoothly and effectively. This will prove your knowledge on the subject e.g “The Role Of Banks In Financing Agricultural Co-Operatives Societies In Nigeria“, and strengthening your argument. Ask friends and family, read your work for them to listen to your presentation, and write down questions. You may be lucky the panel will ask you those you have already prepared on.

2. Strong Summary:

Summarizing your chapters will help keep your audience focused because it is easy for a mind to drift, so providing summaries will ensure your panel will follow along, even if they lose focus for a brief moment. Visual aides, such as graphs and power-point presentations can be very helpful. If you are going to use these, make sure you will practice your presentation with them.

3. Be Confident in Your Research Work:

Not knowing your topic “The Role Of Banks In Financing Agricultural Co-Operatives Societies In Nigeria” inside out will cause you to struggle and ultimately fail with your defense. You need to know the subject from every angle to ensure you are fully prepared for any question that may come your way.

4. Conclusion:

Reinforce your findings to conclude your defense. The finale of your presentation should focus on proving the work that has been done. You may need to recap on what has changed and remained unchanged, if is necessary.

5 . Listen:

Before you get defensive or recite a particular answer, make sure you truly understand the question being asked. Being a good listener is an important quality, because providing an inaccurate or off-topic answer will also weaken the validity of your paper.

Samphina Academy

Samphina Academy is an Online Educational Resource Center that is aimed at providing students with quality information and materials to aid them in succeeding in their academic pursuit.