An Examination Of The Roles Of Co-Operative Societies As A Source Of Real Estate Finance (A Case Study Of Abia State)
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This research work is solely dedicated to the Almighty God. The Holy spirit for this wonderful inspiration throughout the duration of this work.
I also dedicate this project to the entire members of Estate management department also to my families MR. and Mrs. Allwell Igoni, For their love and care towards my stay in the campus.
I deeply acknowledge the help and encouragement given to me in writing this project.
For most, I am especially indebted to my supervisor Mrs. Abanaobi (ANIVS) (RSV), also my HOD for taking the pains while going through my project.
I also express my gratitude to my lecturers who has impacted the knowledge in me.
The topic of this research work is on performance level of Abia state case study.
This project contain facts or real Estate finance in various forms of establishment be it business or governmental also in me the manufacturing firms on which this research was conducted.
Table Of Contents
- Title page
- Approval page ii
- Dedication iii
- Acknowledgement iv
- Abstract v
- Table of contents. vi
- 1.0 Introduction
- 1.2 Background of the study
- 1.3 Statement of problem
- 1.4 Objective of the study
- 1.5 Significance of the study
- 1.6 Scope of the study
- 1.7 Limitation of the study
- 1.8 Definition of terms
- 2.0 Literature review
- 2.1 Rural development and finance
- 2.2 Various kinds of co-operative in nigeria
- 2.3 Sources of co-operative fund.
- 2.4 Utilisation of co-operative fund
- 2.5 Cooperative finance
- 2.6 An examination of the roles of cooperative societies as source of real estate finance in Abia State.
- 3.0 Research methodology
- 3.1 Introduction
- 3.2 Research design
- 3.3 Instrument for data collection
- 3.4 Sources /methods of data collection
- 3.5 Population and sample size
- Chapter four
- 4.0 Presentation analysis of data
- 4.1 Introduction
- 4.2 Presentation of data
- 5.0 Summary conclusions and recommendation
- 5.1 Summary of findings
- 5.2 Conclusion
- 5.3 Recommendations
1.1 Background Of The Study
The examination of the roles of cooperative societies in Nigeria is vital to the least. The larger number of the population residing in the rural area in the first place. No meaningful development can be achieved in a country without rural transformation.
Although real estate is one of the most stable and profitable investment opportunities available it is the vital real estate that is the new gold rush. Real estate investments are tools used to analyze financial condition and performance. Financial analysis mean different things to different people, trade creditor are primarily:
Also involving cooperative willing to be of assistance of a farm, business e.t.c
Owned and run jointly by it members who share the profits or benefits. Co-operative can been by public finance or private finance.
The co-operative movement was formalized in 1936 which co-operative law was passed:
- Consumer co-operative societies
- Group training co-operative societies
- Multi- training co-operative societies
1.2 Statement Of The Problems
Finance which ensures the smooth and proper running of an organization has been a major problem facing co-operative societies.
At the stage of old age there marked signs of decline which is clear and the property sinks rapidly status.
The lower class using the property will use a rough and may not pay their rent as and when due and the property will not be maintained the fashion of the building has reduced drastically. The rate of change of tenants will make the rate of decline to be high.
1.3 The Objective Of The Study
- To identify the forms of co-operative finances available of Osisioma local government.
- To determine the contribution of such co-operative projects to the development of Abia State.
- To make recommendation based on the finding.
1.4 Significance Of The Study
Co-operative financing is significant in Nigeria, especially to the rural areas. ABIA State council in particular. This is because it brings about development
In the rural areas and overall economic development of a country this study on co-operative societies. The examination of the roles of co-operative financing on rural development with special reference to Osisioma Area co-operative council shall intend to enhance the members of the co-operative.
1.5 The Scope Of The Study
This study is limited to Abia State. Osisioma L.G.A. in particular, this is due to time constraints which made it impossible to trade to all rural areas in Osisioma Local Government Area.
1.6 The Limitations Of The Study
Most of the rural dwellers were too conservative to respond to the questionnaire issued by the researcher.
The limitation is to put things in order by having good structure.
1.7 Definition Of Terms
Is an association of persons who have identified their social and economics problem in common.
This is an association of persons varying in numbers who are grapping participate. Collective combined common – joints shared mutual united concerted coordinated.
This is that act of raising and using of funds by individuals, co-operative societies, firms and government organization, for the day to day operations and management of their business undertaking.
This is the powerful effect that some thing has on anything or any body. It can also be seen as a help rendered with result to achievement of recommendable success.
World bank defines rural development as a strategy designed to improve the economic and social life of a specific group of people who live in the rural area.
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How to nail it on the head during your project defence
You are through with writing that project. Now what?
You have found yourself at that point where you have to defend what you have written. Of course you have to stand in front of your supervisor and other literary personalities to prove that you know what you wrote in your project paper. Unfortunately, the more you think about it, the more it looks like you are about to face a legion. It is not a war. But the emotion of dread welling up inside of you makes it look like one. So now you are asking yourself questions.
- How am I going to start?
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You really want to nail it, but you need to come to terms with exactly how to get everything in perfect control. Especially your emotions of fear that seem to make a wreck of you every time you think about public speaking.
So here is the deal. I want to help you avoid that feeling that would ruin your precious moment if you dare to let it. And we are going to do it together.
I am going to highlight some very important tips to help you get in control for you to be comfortable enough to move from that feeling of DREAD to CONFIDENT; and making an awesome Impression for that great rating your supervisors should be giving to you so freely.
Consider these tips as you prepare for your defence. We will be taking them one after the other so here we go.
Watch Your Body Language And Keep It Confident:
Can you tell that a person is falling apart if they look confident? … If I can second guess you rightly, am sure you answered no to that question. Remind yourself that you need to come out that way. Now this might seem like a huge big deal when you are dealing with the foreboding. Maintaining a poise of confidence is very important. So find your most comfortable position, sitting or standing and draw up your body. You must exude confidence. It is something you need to do for yourself. People can only see what you allow your body language to show. So you must endeavour to put that out. Remember the story of David and Goliath? … At the end of your defence day, you want to be David.
Dress In Your Most Comfortable And Impressive:
Am sure this one is a no brainer. However I must highlight that you choose comfortable pieces. You don’t want to look so good and yet look like you were forced to wear something that does not belong to you. It’s great to ensure that as impressive as your clothes are on you, that they are also very comfortable.
Speak With Authority:
Going hand to hand with that aura of confidence is your most powerful asset:your words. If you look that confident, your words must not come out like whimpers. To be able to pull this off, you definitely need to speak as deliberately as possible in expressing yourself. Let them also hear what they see.
Use, Your Gestures:
I have often found this to come to my rescue in dealing with shyness and conveying my confidence. Usually it gives you an edge to also drive home your point. You must, however, ensure that you do not over use it. It doesn’t mean that your hands should be flying all over the place. That would be absolutely unnecessary. If you do this well, after a while you will realize that you are not as self-conscious as you used to be at the very start. For most situations, it would have completely disappeared altogether; leaving a really confident you talking.
Have A Good Opening And Closing Line:
Make sure you have perfected a good opening line. You should also be armed with a good closing line too. Try and rehearse it to a friend. If for the first time you presented it, your friend does not say “wow, that’s beautiful” or something like that; just know you need to keep refining it until you get the perfect line. Both opening and closing lines will go a long way in how impressed your panel gets to rate you high.
Make Sure You Know Your Work:
Certainly you should understand how important it is to know your own work from start to finish. Not having in-depth knowledge of your own work is tantamount to a suicide mission. Why should you kill yourself?
When all is said and done, this is what you came to defend in the first place. You should know your work from A to Z.
Prepare For The Questions:
Now this part is truly essential. You must be sure you do not floor all the good work you did on your presentation by not answering correctly. You must pay attention to the questions you are asked to be sure you will give the right answer. Many people get it wrong at this stage and spoil their good presentation. When you do not understand any question do endeavour to ask the person to expatiate what they mean before you answer.
These tips are by no means exhaustive, but applying these tips will give you some necessary advantage you need for a great outcome. Of course that outcome would mean that you eventually earn all your points on this project.
The structure of a good project work
Undergraduate projects in Nigeria is a prerequisite for graduation amongst Nigerian tertiary students who will which to obtain bachelors degree in their respective courses of study such as accounting, banking and finance, business administration and a host of others. Writing an undergraduate project in Nigeria for final year students entails a lot both financially and otherwise. Being able to develop any final year project depends on getting a researchable topic whether it is Accounting Undergraduate project topics, Banking and Finance research topics or banking and finance project topics and materials and it all requires diligent hard work of students who are willing to develop best undergraduate projects in Nigeria and graduate in flying colors.
A typical Undergraduate project in Nigerian tertiary institutions can be said to be divided into five or six chapters depending on the format of the school and course of study which are
The introduction of an undergraduate project states the main research problem and research argument. What precisely the study is all about and why it is important. It looks at the originality of the research work and how it will fill the gap in other studies. Justification for a research undergraduate topic should not be lengthy before it has been explicitly stated.
Below are the contents in chapter one of an undergraduate research project which includes;
- Background of the study,
- Statement of the problem,
- Objectives or aims of the study,
- The research questions,
- Research hypothesis,
- Significance of the study,
- Scope of the study,
- Limitations of the study and
- Operational definition of terms.
2. Literature review
Literature review of any undergraduate research work, be it business administration project topics or Economics project topics just to mention a few is very critical to securing a high grade in one’s project work. The literature review of a research process uncovers what other writers have written about the student’s topic. A student’s undergraduate research work should include a discussion or review of what is known about the subject and how that knowledge was acquired. The review could conclude with a brief summary of the literature and its implications. The contents of the literature review are the theoretical review, conceptual framework, empirical review and summary of literature review.
3. Research Methodology
This section includes a description of the research methods used in the undergraduate research work such as the sample size, data collection methods, measurement instruments, research data analysis procedures and the population from which the sample was selected. This section also describes the method used in selecting the sample or samples, validation and reliability of the instruments used in the research work. There are different research statistical techniques used in undergraduate research work such as SPSS, e-views etc.
4. Results & Discussion
This section presents and discusses the data analysis results used in an undergraduate research work, the results of each analysis is being summarized, tabulated, and then discussed for each research question. Then for each research hypothesis, the statistical test of significance selected and applied to the data is briefly described, followed by a statement indicating whether the hypothesis was supported or not supported. In presenting the result analyses/summary in an undergraduate project tables and figures and or graph are used to add clarity to the presentation.
5. Summary, Conclusions And Recommendations
This section summarizes the findings of the study in an easy to understand manner. It also explains the practical implications of those findings, and points to recommended directions for future research in that area.
This is where every source cited in the undergraduate research work is being included. Every undergraduate research work must be properly referenced for its authenticity.
Choosing A Good Project / Research Topic
Students in Nigerian universities these days wish to choose a very simple project topic/material. There is no issue choosing a simple project topic; the only problem is your ability to choose a good project or research topic that your supervisor will easily approve for you.
Most project supervisors really want to see how good his or her project student understands his or her surrounding through the kind of topic he or she chooses for their project work.
There are some project topic that are not reject-able; for instance in Nigeria of today; what do you think is the major issue on ground now?
If a project student can choose or craft a topic on the effect of dollar increment on the economy of Nigeria. Such project topic will be very interesting to write on.
Now what are the qualities of a good project topic?
- The materials for the project topic must be easily assessable.
- The project topic itself must be meaningful.
- The variables must be able to give a clear aim of the project topic.
What do I mean by variable?
Well I am deriving my point from the area of ; the variables here are those main words in the project topic.
Like the above project topic; the effect of dollar increment on the economy of Nigeria. You can see the main variables that really define this project topic are:dollar, increment and economy.
Before you present your topic to your project supervisor, first of all understand your project topic, and then secondly try to do some research for your topic to see if at least you can get up to 60% of what you need to write the complete project.
I said that above because you might have a very nice topic that the materials are not available online and there are no books as regard the topic; in this case the project topic becomes difficult for you even though the topic is catchy.
What do I mean by your topic being assessable?
Well what I mean is very simple and easy to understand. Simply pick your project topic, type it on google and see if you will have at least a good background for the topic you are writing on.
If you can have a good background for your project topic and you can understand the problem associated with the project topic, then I believe the aim of the project is not far-fetched.